Many people worldwide dream of owning their own home. However, home ownership isn’t straightforward and simple. It’s not just about comfortably affording the mortgage but also being financially prepared for everything else that comes with it. It’s crucial to budget for these costs, ensuring you’re not caught off guard when repairs are needed. A significant consideration in these costs is the upkeep and maintenance of a property. Keeping a home maintenance list will help you budget and not get caught off guard when things go haywire.  Unlike renting, where your landlord is responsible for certain repairs and aspects of the property, this…