Seasonal expenses has a way of creeping up on people, no, this has absolutely nothing to do with decor either. Just think about it; one minute it’s late August and you’re just trying to get through a heatwave without melting into the pavement. Next thing you know, the temperature drops, the holidays are around the corner, and your bank account starts side-eyeing you like, “Do not even think about buying that pine-scented candle.” Like, you try to do what you can to keep your home energy efficient, but some changes, like new windows and solar panels are way too expensive…