Accidents throw everything off. Basically, one second you’re fine, the next you’re sitting there thinking, What just happened? And in that moment, your brain’s not exactly firing on all cylinders. Usually, you’re just thinking about recovery or something like that, right? Well, for the most part, you’re in shock, your body hurts, and all you really want is to go home, lie down, and pretend the whole thing didn’t happen. Okay, so all of that is totally fair. But here’s the deal, what you do right after the accident really does matter later. And when it comes to stuff like insurance…