The holidays are supposed to be about spending time with the people we love, making memories, enjoying traditions, and eating approximately our body weight in Christmas cookies. Unfortunately, they can also be the season when our bank accounts quietly start crying in the corner. Between gifts, food, decorations, parties, travel, teacher gifts, stocking stuffers, shipping costs, and all the “little things” that somehow add up to a very large number, holiday spending can get out of hand quickly. The good news is that you don’t have to spend a fortune to have a wonderful holiday season. In fact, some of…